Charter~Home (916) 206-7282
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Better, more prepared buyers, get better buys

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If you want to get a better home for less money, then become a better buyer. A better buyer is someone who prepares for their home purchase, putting their finances in order and mastering their small slice of the real estate market. And by doing so, these homebuyers put themselves in the position of buying the very best home at the very lowest cost.

Better buying is like getting ready for the big dance or making sure you’re totally organized for that important job interview. Better buyers prepare for what is undoubtedly the biggest and most important purchase of their lives. They make their luck by preparing and being ready for opportunities that present themselves. Better buying is not about playing hard to get, broadcasting “we’re not in a hurry,” as if that might inspire eager sellers to chase them. Sellers are quick to dismiss (or take advantage of) the timid nansy pansy buyer.

First and foremost, better buyers put themselves in the position of being ready and willing to buy. That means learning how much you can afford, managing your credit picture and getting pre-approved for the best possible loan.

Better buyers also do their homework. They invest the time to explore what they really want and need and the value of this in the local marketplace. They drive neighborhoods and see plenty of homes and come to know for themselves if a home is overpriced…or bargain priced.

Finally, a better buyer decides when they’re ready to purchase and is prepared to be decisive about what they want and what they are willing to pay. The better buyer is prepared to buy because they’ve got all of their ducks in a row and are ready for a premium opportunity.

Better buyers:

* Know(or learn) what they want
* Know what they have to spend
* Prepare to act.
* Have the clout of a quality lender behind them.
* Possess the power to negotiate.
* Are engaged in the home buying process.
* Can trump other homebuyers who are not better buyers.

Becoming a better buyer doesn’t happen overnight, but with our help, it will happen quickly. Becoming a better buyer isn't hard or scary...it's empowering.

We’ll put you into the position of knowing a good buy when you find one, knowing your credit capability and being prepared to assert your buying power to get the best home at the best price.

At www.BetterHomeLessMoney.com, we can make you a better buyer. Contact us today and you’ll have the power to purchase a better home for less money.

By Bill Joyce, Broker (916) 206-7282 Google


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Articles and videos with information and answers to the most common (and sometimes uncommon) questions that home buyers have. We believe that education and preparation are the key to a successful and satisfying home purchase.


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New Home Listings in Sacramento

1921 12th St Sacramento, CA 95811

1921 12th St Sacramento, CA 95811

No properties were found.
1921 12th St Sacramento, CA 95811

1921 12th St Sacramento, CA 95811

1921 12th St Sacramento, CA 95811

Website provided by Bill Joyce, Broker (916) 206-7282
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1755 Palmer Dr Turlock, CA 95382

1755 Palmer Dr Turlock, CA 95382

Beds:5 Baths:3 Sq Ft:2571
Entry Only Listing. Beautiful 5 bed 3 bath Peacock Estates home with large pool/spa in gorgeous park like setting! Open floor plan with bright kitchen,... Listing broker: Ryan L Call Details
$499,000
1755 Palmer Dr Turlock, CA 95382

1755 Palmer Dr Turlock, CA 95382

1755 Palmer Dr Turlock, CA 95382

Website provided by Bill Joyce, Broker (916) 206-7282
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7840 Clearview Dr Citrus Heights, CA 95610

7840 Clearview Dr Citrus Heights, CA 95610

No properties were found.
7840 Clearview Dr Citrus Heights, CA 95610

7840 Clearview Dr Citrus Heights, CA 95610

7840 Clearview Dr Citrus Heights, CA 95610

Website provided by Bill Joyce, Broker (916) 206-7282
Google

2217 Greenhorn Trl Cool, CA 95614

2217 Greenhorn Trl Cool, CA 95614

Beds:3 Baths:3 Sq Ft:3400
Horse Property,Built in Pool,RV Garage!This property offers so much! 3400 + Sq Ft, 3-4 bedrooms 3 bath, gameroom w/pool/media room on 2.31 acres in a very... Listing broker: Premier Foothill Properties, Inc. Details
$459,000
2217 Greenhorn Trl Cool, CA 95614

2217 Greenhorn Trl Cool, CA 95614

2217 Greenhorn Trl Cool, CA 95614

Website provided by Bill Joyce, Broker (916) 206-7282
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2401 STEFANIE Dr Rocklin, CA 95765

2401 STEFANIE Dr Rocklin, CA 95765

No properties were found.
2401 STEFANIE Dr Rocklin, CA 95765

2401 STEFANIE Dr Rocklin, CA 95765

2401 STEFANIE Dr Rocklin, CA 95765

Website provided by Bill Joyce, Broker (916) 206-7282
Google

6317 Meadowvista Dr Carmichael, CA 95608

6317 Meadowvista Dr Carmichael, CA 95608

No properties were found.
6317 Meadowvista Dr Carmichael, CA 95608

6317 Meadowvista Dr Carmichael, CA 95608

6317 Meadowvista Dr Carmichael, CA 95608

Website provided by Bill Joyce, Broker (916) 206-7282
Google

3624 Lasick Ct Antelope, CA 95843

3624 Lasick Ct Antelope, CA 95843

No properties were found.
3624 Lasick Ct Antelope, CA 95843

3624 Lasick Ct Antelope, CA 95843

3624 Lasick Ct Antelope, CA 95843

Website provided by Bill Joyce, Broker (916) 206-7282
Google

3030 Camino Heights Dr Camino, CA 95709

3030 Camino Heights Dr Camino, CA 95709

Beds:3 Baths:2 Sq Ft:1822
Golf course property w/ sunset views!Fully redone interior. Large living room w/fireplace, sliding glass door to deck to take in the view, vaulted ceiling... Listing broker: Keller Williams Realty Elk Grove Details
$349,000
3030 Camino Heights Dr Camino, CA 95709

3030 Camino Heights Dr Camino, CA 95709

3030 Camino Heights Dr Camino, CA 95709

Website provided by Bill Joyce, Broker (916) 206-7282
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7557 Community Dr Citrus Heights, CA 95610

7557 Community Dr Citrus Heights, CA 95610

Beds:3 Baths:2 Sq Ft:2036
YOUR imagination will show you amazing possibilities with this UNIQUE property! Kitchen & baths are upgraded. House is ready for occupancy OR for whatever... Listing broker: SES Real Estate Details
$349,000
7557 Community Dr Citrus Heights, CA 95610

7557 Community Dr Citrus Heights, CA 95610

7557 Community Dr Citrus Heights, CA 95610

Website provided by Bill Joyce, Broker (916) 206-7282
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928 Bel Passi Dr Modesto, CA 95350

928 Bel Passi Dr Modesto, CA 95350

No properties were found.
928 Bel Passi Dr Modesto, CA 95350

928 Bel Passi Dr Modesto, CA 95350

928 Bel Passi Dr Modesto, CA 95350

Website provided by Bill Joyce, Broker (916) 206-7282
Google

Featured HomesXX

  • 928 Bel Passi Dr Modesto, CA 95350

    928 Bel Passi Dr Modesto, CA 95350 928 Bel Passi Dr Modesto, CA 95350 928 Bel Passi Dr Modesto, CA 95350 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 9539 roads end Pl Sacramento, CA 95827

    9539 roads end Pl Sacramento, CA 95827 9539 roads end Pl Sacramento, CA 95827 9539 roads end Pl Sacramento, CA 95827 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 10421 Almanor Cir Stockton, CA 95219

    10421 Almanor Cir Stockton, CA 95219 10421 Almanor Cir Stockton, CA 95219 10421 Almanor Cir Stockton, CA 95219 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 3664 Goldenstar Plumas Lake, CA 95961

    3664 Goldenstar Plumas Lake, CA 95961 3664 Goldenstar Plumas Lake, CA 95961 3664 Goldenstar Plumas Lake, CA 95961 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 1001 Lincoln Rd Stockton, CA 95207

    1001 Lincoln Rd Stockton, CA 95207 1001 Lincoln Rd Stockton, CA 95207 1001 Lincoln Rd Stockton, CA 95207 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 11874 Cobble Brook Dr Rancho Cordova, CA 95742

    11874 Cobble Brook Dr Rancho Cordova, CA 95742 11874 Cobble Brook Dr Rancho Cordova, CA 95742 11874 Cobble Brook Dr Rancho Cordova, CA 95742 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 6940 Domingo Ct Rancho Murieta, CA 95683

    6940 Domingo Ct Rancho Murieta, CA 95683 6940 Domingo Ct Rancho Murieta, CA 95683 6940 Domingo Ct Rancho Murieta, CA 95683 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 23 Gazania Ct Sacramento, CA 95835

    23 Gazania Ct Sacramento, CA 95835 23 Gazania Ct Sacramento, CA 95835 23 Gazania Ct Sacramento, CA 95835 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 1621 Kit Fox Drive Hughson, CA 95326

    1621 Kit Fox Drive Hughson, CA 95326 1621 Kit Fox Drive Hughson, CA 95326 1621 Kit Fox Drive Hughson, CA 95326 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 1921 Phillip Ct Stockton, CA 95206

    1921 Phillip Ct Stockton, CA 95206 1921 Phillip Ct Stockton, CA 95206 1921 Phillip Ct Stockton, CA 95206 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 221 Downing Dr Galt, CA 95632

    221 Downing Dr Galt, CA 95632 221 Downing Dr Galt, CA 95632 221 Downing Dr Galt, CA 95632 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 11532 Pyrites Way Gold River, CA 95670

    11532 Pyrites Way Gold River, CA 95670 11532 Pyrites Way Gold River, CA 95670 11532 Pyrites Way Gold River, CA 95670 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 9261 Caldera Way Sacramento, CA 95826

    9261 Caldera Way Sacramento, CA 95826 9261 Caldera Way Sacramento, CA 95826 9261 Caldera Way Sacramento, CA 95826 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 4717 Tegan Rd Elk Grove, CA 95758

    4717 Tegan Rd Elk Grove, CA 95758 4717 Tegan Rd Elk Grove, CA 95758 4717 Tegan Rd Elk Grove, CA 95758 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 5028 Winding River Ct Riverbank, CA 95367

    5028 Winding River Ct Riverbank, CA 95367 5028 Winding River Ct Riverbank, CA 95367 5028 Winding River Ct Riverbank, CA 95367 Website provided by Bill Joyce, Broker (916) 206-7282 Google