Charter~Home (916) 206-7282
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Better, more prepared buyers, get better buys

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If you want to get a better home for less money, then become a better buyer. A better buyer is someone who prepares for their home purchase, putting their finances in order and mastering their small slice of the real estate market. And by doing so, these homebuyers put themselves in the position of buying the very best home at the very lowest cost.

Better buying is like getting ready for the big dance or making sure you’re totally organized for that important job interview. Better buyers prepare for what is undoubtedly the biggest and most important purchase of their lives. They make their luck by preparing and being ready for opportunities that present themselves. Better buying is not about playing hard to get, broadcasting “we’re not in a hurry,” as if that might inspire eager sellers to chase them. Sellers are quick to dismiss (or take advantage of) the timid nansy pansy buyer.

First and foremost, better buyers put themselves in the position of being ready and willing to buy. That means learning how much you can afford, managing your credit picture and getting pre-approved for the best possible loan.

Better buyers also do their homework. They invest the time to explore what they really want and need and the value of this in the local marketplace. They drive neighborhoods and see plenty of homes and come to know for themselves if a home is overpriced…or bargain priced.

Finally, a better buyer decides when they’re ready to purchase and is prepared to be decisive about what they want and what they are willing to pay. The better buyer is prepared to buy because they’ve got all of their ducks in a row and are ready for a premium opportunity.

Better buyers:

* Know(or learn) what they want
* Know what they have to spend
* Prepare to act.
* Have the clout of a quality lender behind them.
* Possess the power to negotiate.
* Are engaged in the home buying process.
* Can trump other homebuyers who are not better buyers.

Becoming a better buyer doesn’t happen overnight, but with our help, it will happen quickly. Becoming a better buyer isn't hard or scary...it's empowering.

We’ll put you into the position of knowing a good buy when you find one, knowing your credit capability and being prepared to assert your buying power to get the best home at the best price.

At www.BetterHomeLessMoney.com, we can make you a better buyer. Contact us today and you’ll have the power to purchase a better home for less money.

By Bill Joyce, Broker (916) 206-7282 Google


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New Home Listings in Sacramento

1011 Sycamore Ave Modesto, CA 95350

1011 Sycamore Ave Modesto, CA 95350

Beds:4 Baths:3 Sq Ft:2790
Multi-generational living at its finest. Floor plan reconfigured for today's taste,style, & comfort.Complete makeover from top (roof) to bottom (concrete)... Listing broker: Castle Real Estate Details
$599,900
1011 Sycamore Ave Modesto, CA 95350

1011 Sycamore Ave Modesto, CA 95350

1011 Sycamore Ave Modesto, CA 95350

Website provided by Bill Joyce, Broker (916) 206-7282
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2329 Rock Creek Dr Los Banos, CA 93635

2329 Rock Creek Dr Los Banos, CA 93635

No properties were found.
2329 Rock Creek Dr Los Banos, CA 93635

2329 Rock Creek Dr Los Banos, CA 93635

2329 Rock Creek Dr Los Banos, CA 93635

Website provided by Bill Joyce, Broker (916) 206-7282
Google

8699 S Highway 26 Valley Springs, CA 95252

8699 S Highway 26 Valley Springs, CA 95252

No properties were found.
8699 S Highway 26 Valley Springs, CA 95252

8699 S Highway 26 Valley Springs, CA 95252

8699 S Highway 26 Valley Springs, CA 95252

Website provided by Bill Joyce, Broker (916) 206-7282
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1131 El Camino Ave Sacramento, CA 95833

1131 El Camino Ave Sacramento, CA 95833

No properties were found.
1131 El Camino Ave Sacramento, CA 95833

1131 El Camino Ave Sacramento, CA 95833

1131 El Camino Ave Sacramento, CA 95833

Website provided by Bill Joyce, Broker (916) 206-7282
Google

16950 Mary Ln Fiddletown, CA 95629

16950 Mary Ln Fiddletown, CA 95629

No properties were found.
16950 Mary Ln Fiddletown, CA 95629

16950 Mary Ln Fiddletown, CA 95629

16950 Mary Ln Fiddletown, CA 95629

Website provided by Bill Joyce, Broker (916) 206-7282
Google

1225 Chehalem Dr Modesto, CA 95356

1225 Chehalem Dr Modesto, CA 95356

Beds:3 Baths:2 Sq Ft:1804
3 bedroom 2 bath single story home on a tree-lined street. Downey High School and Gould Medical Clinic are nearby. Large open floor plan w/ 1804 sf+-Separate... Listing broker: Smith & Co. Realty Details
$235,000
1225 Chehalem Dr Modesto, CA 95356

1225 Chehalem Dr Modesto, CA 95356

1225 Chehalem Dr Modesto, CA 95356

Website provided by Bill Joyce, Broker (916) 206-7282
Google

6345 Page Ln El Dorado, CA 95623

6345 Page Ln El Dorado, CA 95623

Beds:3 Baths:2 Sq Ft:1746
Wonderful home on over 1/3 of an acre in El Dorado!! Beautiful Master Retreat really sets this home apart from any other! Master bath is beautifully done... Listing broker: RE/MAX Gold El Dorado Hills Details
$317,500
6345 Page Ln El Dorado, CA 95623

6345 Page Ln El Dorado, CA 95623

6345 Page Ln El Dorado, CA 95623

Website provided by Bill Joyce, Broker (916) 206-7282
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8159 Ellington Ave Hilmar, CA 95324

8159 Ellington Ave Hilmar, CA 95324

Beds:3 Baths:2 Sq Ft:1340
This is the one you've been waiting for. Great curb appeal on a quiet street. Very nicely landscaped with a wrought iron fence for added security. You... Listing broker: Realty World Sungate Realty & Mortgage Details
$249,900
8159 Ellington Ave Hilmar, CA 95324

8159 Ellington Ave Hilmar, CA 95324

8159 Ellington Ave Hilmar, CA 95324

Website provided by Bill Joyce, Broker (916) 206-7282
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4310 Hale Ranch Ln Fair Oaks, CA 95628

4310 Hale Ranch Ln Fair Oaks, CA 95628

Beds:4 Baths:3 Sq Ft:3872
Spacious & inviting home located in prestigious Fair Oaks gated community. Large, private and quiet backyard with pool, patio and grass area. Oversized... Listing broker: The Advantage Group Details
$789,000
4310 Hale Ranch Ln Fair Oaks, CA 95628

4310 Hale Ranch Ln Fair Oaks, CA 95628

4310 Hale Ranch Ln Fair Oaks, CA 95628

Website provided by Bill Joyce, Broker (916) 206-7282
Google

1624 Ardmore Ave Modesto, CA 95350

1624 Ardmore Ave Modesto, CA 95350

Beds:3 Baths:2 Sq Ft:1437
Very charming home in lovely neighborhood well maintained. Large open floorplan. Hardwood floors under carpeting. Updated oak and tile kitchen with eating... Listing broker: RE/MAX Executive Details
$239,000
1624 Ardmore Ave Modesto, CA 95350

1624 Ardmore Ave Modesto, CA 95350

1624 Ardmore Ave Modesto, CA 95350

Website provided by Bill Joyce, Broker (916) 206-7282
Google

Featured HomesXX

  • 2219 Penryn Rd Penryn, CA 95663

    2219 Penryn Rd Penryn, CA 95663 2219 Penryn Rd Penryn, CA 95663 2219 Penryn Rd Penryn, CA 95663 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 4925 Durant Way Merced, CA 95348

    4925 Durant Way Merced, CA 95348 4925 Durant Way Merced, CA 95348 4925 Durant Way Merced, CA 95348 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 1692 Sparrowhawk St Manteca, CA 95337

    1692 Sparrowhawk St Manteca, CA 95337 1692 Sparrowhawk St Manteca, CA 95337 1692 Sparrowhawk St Manteca, CA 95337 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 12686 Highland Dr Auburn, CA 95603

    12686 Highland Dr Auburn, CA 95603 12686 Highland Dr Auburn, CA 95603 12686 Highland Dr Auburn, CA 95603 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 9706 Blue Parrot Ct Elk Grove, CA 95757

    9706 Blue Parrot Ct Elk Grove, CA 95757 9706 Blue Parrot Ct Elk Grove, CA 95757 9706 Blue Parrot Ct Elk Grove, CA 95757 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 4104 Orchard Hills Dr Salida, CA 95368

    4104 Orchard Hills Dr Salida, CA 95368 4104 Orchard Hills Dr Salida, CA 95368 4104 Orchard Hills Dr Salida, CA 95368 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 3048 Abbott Ct Rancho Cordova, CA 95670

    3048 Abbott Ct Rancho Cordova, CA 95670 3048 Abbott Ct Rancho Cordova, CA 95670 3048 Abbott Ct Rancho Cordova, CA 95670 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 10513 Raptor Ct Elk Grove, CA 95757

    10513 Raptor Ct Elk Grove, CA 95757 10513 Raptor Ct Elk Grove, CA 95757 10513 Raptor Ct Elk Grove, CA 95757 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 6901 Laurel Oak Way Fair Oaks, CA 95628

    6901 Laurel Oak Way Fair Oaks, CA 95628 6901 Laurel Oak Way Fair Oaks, CA 95628 6901 Laurel Oak Way Fair Oaks, CA 95628 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 8909 Van Gogh Cir Fair Oaks, CA 95628

    8909 Van Gogh Cir Fair Oaks, CA 95628 8909 Van Gogh Cir Fair Oaks, CA 95628 8909 Van Gogh Cir Fair Oaks, CA 95628 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 1761 Redondo Rd West Sacramento, CA 95691

    1761 Redondo Rd West Sacramento, CA 95691 1761 Redondo Rd West Sacramento, CA 95691 1761 Redondo Rd West Sacramento, CA 95691 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 2591 Edgebrook Ln Manteca, CA 95336

    2591 Edgebrook Ln Manteca, CA 95336 2591 Edgebrook Ln Manteca, CA 95336 2591 Edgebrook Ln Manteca, CA 95336 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 6537 Trailride Way Citrus Heights, CA 95621

    6537 Trailride Way Citrus Heights, CA 95621 6537 Trailride Way Citrus Heights, CA 95621 6537 Trailride Way Citrus Heights, CA 95621 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 11550 Youngstown Rd Turlock, CA 95380

    11550 Youngstown Rd Turlock, CA 95380 11550 Youngstown Rd Turlock, CA 95380 11550 Youngstown Rd Turlock, CA 95380 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 4310 Hale Ranch Ln Fair Oaks, CA 95628

    4310 Hale Ranch Ln Fair Oaks, CA 95628 4310 Hale Ranch Ln Fair Oaks, CA 95628 4310 Hale Ranch Ln Fair Oaks, CA 95628 Website provided by Bill Joyce, Broker (916) 206-7282 Google