Charter~Home (916) 206-7282
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Better, more prepared buyers, get better buys

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If you want to get a better home for less money, then become a better buyer. A better buyer is someone who prepares for their home purchase, putting their finances in order and mastering their small slice of the real estate market. And by doing so, these homebuyers put themselves in the position of buying the very best home at the very lowest cost.

Better buying is like getting ready for the big dance or making sure you’re totally organized for that important job interview. Better buyers prepare for what is undoubtedly the biggest and most important purchase of their lives. They make their luck by preparing and being ready for opportunities that present themselves. Better buying is not about playing hard to get, broadcasting “we’re not in a hurry,” as if that might inspire eager sellers to chase them. Sellers are quick to dismiss (or take advantage of) the timid nansy pansy buyer.

First and foremost, better buyers put themselves in the position of being ready and willing to buy. That means learning how much you can afford, managing your credit picture and getting pre-approved for the best possible loan.

Better buyers also do their homework. They invest the time to explore what they really want and need and the value of this in the local marketplace. They drive neighborhoods and see plenty of homes and come to know for themselves if a home is overpriced…or bargain priced.

Finally, a better buyer decides when they’re ready to purchase and is prepared to be decisive about what they want and what they are willing to pay. The better buyer is prepared to buy because they’ve got all of their ducks in a row and are ready for a premium opportunity.

Better buyers:

* Know(or learn) what they want
* Know what they have to spend
* Prepare to act.
* Have the clout of a quality lender behind them.
* Possess the power to negotiate.
* Are engaged in the home buying process.
* Can trump other homebuyers who are not better buyers.

Becoming a better buyer doesn’t happen overnight, but with our help, it will happen quickly. Becoming a better buyer isn't hard or scary...it's empowering.

We’ll put you into the position of knowing a good buy when you find one, knowing your credit capability and being prepared to assert your buying power to get the best home at the best price.

At www.BetterHomeLessMoney.com, we can make you a better buyer. Contact us today and you’ll have the power to purchase a better home for less money.

By Bill Joyce, Broker (916) 206-7282 Google


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Articles and videos with information and answers to the most common (and sometimes uncommon) questions that home buyers have. We believe that education and preparation are the key to a successful and satisfying home purchase.


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New Home Listings in Sacramento

7833 Empingham Way Sacramento, CA 95829

7833 Empingham Way Sacramento, CA 95829

No properties were found.
7833 Empingham Way Sacramento, CA 95829

7833 Empingham Way Sacramento, CA 95829

7833 Empingham Way Sacramento, CA 95829

Website provided by Bill Joyce, Broker (916) 206-7282
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2133 Cedar Ridge Dr Stockton, CA 95207

2133 Cedar Ridge Dr Stockton, CA 95207

Beds:2 Baths:2 Sq Ft:1696
Gorgeous Condo! If Serenity is what you desire look no further this is it. 2 Bedroom with a Loft. Large Koi pond in back with cascading waterfall. Listing broker: ERS Global Realty Details
$185,000
2133 Cedar Ridge Dr Stockton, CA 95207

2133 Cedar Ridge Dr Stockton, CA 95207

2133 Cedar Ridge Dr Stockton, CA 95207

Website provided by Bill Joyce, Broker (916) 206-7282
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3506 24th Street Sacramento, CA 95818

3506 24th Street Sacramento, CA 95818

Beds:3 Baths:2 Sq Ft:2163
New Construction (Old Brick Manor) 3 bedroom plus den & 1 car garage, downstairs 4th bedroom/bath option. Homes being built by BlackPine Communities... Listing broker: BlackPine Builders, Inc. Details
$610,923
3506 24th Street Sacramento, CA 95818

3506 24th Street Sacramento, CA 95818

3506 24th Street Sacramento, CA 95818

Website provided by Bill Joyce, Broker (916) 206-7282
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9704 Bowie Way Stockton, CA 95209

9704 Bowie Way Stockton, CA 95209

Beds:4 Baths:2 Sq Ft:2226
Charming home located in North Stockton. Desirable Lodi School District. 3bds+Den (possible 4th Bd)/ 2.5 bath home, move-in ready. Great open floor plan,... Listing broker: Century 21 M & M and Assoc. Details
$243,000
9704 Bowie Way Stockton, CA 95209

9704 Bowie Way Stockton, CA 95209

9704 Bowie Way Stockton, CA 95209

Website provided by Bill Joyce, Broker (916) 206-7282
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3502 24th Street Sacramento, CA 95818

3502 24th Street Sacramento, CA 95818

Beds:3 Baths:2 Sq Ft:2163
New Construction (Old Brick Manor) 3 bedroom plus den & 1 car garage, downstairs 4th bedroom/bath option. Homes being built by BlackPine Communities... Listing broker: BlackPine Builders, Inc. Details
$610,923
3502 24th Street Sacramento, CA 95818

3502 24th Street Sacramento, CA 95818

3502 24th Street Sacramento, CA 95818

Website provided by Bill Joyce, Broker (916) 206-7282
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4370 Malana Way Rancho Cordova, CA 95742

4370 Malana Way Rancho Cordova, CA 95742

Beds:6 Baths:4 Sq Ft:3467
LIVE LARGE IN THIS ENTERTAINERS DELIGHT HOME IN ANATOLIA! Sought-after JTS floorplan with the private luxurious master suite downstairs and the 'junior'... Listing broker: Lyon RE Fair Oaks Details
$450,000
4370 Malana Way Rancho Cordova, CA 95742

4370 Malana Way Rancho Cordova, CA 95742

4370 Malana Way Rancho Cordova, CA 95742

Website provided by Bill Joyce, Broker (916) 206-7282
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4337 Garden Oak Ct Sacramento, CA 95841

4337 Garden Oak Ct Sacramento, CA 95841

Beds:4 Baths:2 Sq Ft:2016
Beautiful Single Story in Oak Creek Estates! This Small Community of Homes features a private Tree Lined Street with an Expansive Community Greenbelt with... Listing broker: Waterman Real Estate Details
$419,000
4337 Garden Oak Ct Sacramento, CA 95841

4337 Garden Oak Ct Sacramento, CA 95841

4337 Garden Oak Ct Sacramento, CA 95841

Website provided by Bill Joyce, Broker (916) 206-7282
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991 Bourn Dr Woodland, CA 95776

991 Bourn Dr Woodland, CA 95776

Beds:4 Baths:2 Sq Ft:2110
NEW PRICE!! BEST PRICED 4 Bedroom home in East Woodland! Beautiful and spacious 4 bedroom, 2 1/2 bath home, conveniently located near shopping, schools... Listing broker: Whittle & Associates Real Estate Details
$335,000
991 Bourn Dr Woodland, CA 95776

991 Bourn Dr Woodland, CA 95776

991 Bourn Dr Woodland, CA 95776

Website provided by Bill Joyce, Broker (916) 206-7282
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3518 24th Street Sacramento, CA 95818

3518 24th Street Sacramento, CA 95818

Beds:3 Baths:2 Sq Ft:2028
New Construction 3 bedroom plus loft & 2.5 bath home built by BlackPine Communities in Curtis Park! At 2028 Sq Ft (Ellie's House) has a one car garage.... Listing broker: BlackPine Builders, Inc. Details
$598,990
3518 24th Street Sacramento, CA 95818

3518 24th Street Sacramento, CA 95818

3518 24th Street Sacramento, CA 95818

Website provided by Bill Joyce, Broker (916) 206-7282
Google

102 4th St Isleton, CA 95641

102 4th St Isleton, CA 95641

No properties were found.
102 4th St Isleton, CA 95641

102 4th St Isleton, CA 95641

102 4th St Isleton, CA 95641

Website provided by Bill Joyce, Broker (916) 206-7282
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Featured HomesXX

  • 1913 Eagle Glen Dr Roseville, CA 95661

    1913 Eagle Glen Dr Roseville, CA 95661 1913 Eagle Glen Dr Roseville, CA 95661 1913 Eagle Glen Dr Roseville, CA 95661 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 2444 Rubicon Ln Lincoln, CA 95648

    2444 Rubicon Ln Lincoln, CA 95648 2444 Rubicon Ln Lincoln, CA 95648 2444 Rubicon Ln Lincoln, CA 95648 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 6135 Smoke Wood Ct Loomis, CA 95650

    6135 Smoke Wood Ct Loomis, CA 95650 6135 Smoke Wood Ct Loomis, CA 95650 6135 Smoke Wood Ct Loomis, CA 95650 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 6216 El Dorado St Stockton, CA 95207

    6216 El Dorado St Stockton, CA 95207 6216 El Dorado St Stockton, CA 95207 6216 El Dorado St Stockton, CA 95207 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 579 Poker Flat Rd Copperopolis, CA 95228

    579 Poker Flat Rd Copperopolis, CA 95228 579 Poker Flat Rd Copperopolis, CA 95228 579 Poker Flat Rd Copperopolis, CA 95228 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 1468 Quiet Ct Merced, CA 95340

    1468 Quiet Ct Merced, CA 95340 1468 Quiet Ct Merced, CA 95340 1468 Quiet Ct Merced, CA 95340 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 3985 Creekside Pl Auburn, CA 95602

    3985 Creekside Pl Auburn, CA 95602 3985 Creekside Pl Auburn, CA 95602 3985 Creekside Pl Auburn, CA 95602 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 8188 Medeiros Way Sacramento, CA 95829

    8188 Medeiros Way Sacramento, CA 95829 8188 Medeiros Way Sacramento, CA 95829 8188 Medeiros Way Sacramento, CA 95829 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 2855 Eastcliff Way Lincoln, CA 95648

    2855 Eastcliff Way Lincoln, CA 95648 2855 Eastcliff Way Lincoln, CA 95648 2855 Eastcliff Way Lincoln, CA 95648 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 8784 La Maragarita Way Sacramento, CA 95828

    8784 La Maragarita Way Sacramento, CA 95828 8784 La Maragarita Way Sacramento, CA 95828 8784 La Maragarita Way Sacramento, CA 95828 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 9081 Warm Springs Cir Stockton, CA 95210

    9081 Warm Springs Cir Stockton, CA 95210 9081 Warm Springs Cir Stockton, CA 95210 9081 Warm Springs Cir Stockton, CA 95210 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 7080 Fairplay Rd Somerset, CA 95684

    7080 Fairplay Rd Somerset, CA 95684 7080 Fairplay Rd Somerset, CA 95684 7080 Fairplay Rd Somerset, CA 95684 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 2513 Castlewood Dr Sacramento, CA 95821

    2513 Castlewood Dr Sacramento, CA 95821 2513 Castlewood Dr Sacramento, CA 95821 2513 Castlewood Dr Sacramento, CA 95821 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 523 Valim Way Sacramento, CA 95831

    523 Valim Way Sacramento, CA 95831 523 Valim Way Sacramento, CA 95831 523 Valim Way Sacramento, CA 95831 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 10536 Waterbury Dr Stockton, CA 95209

    10536 Waterbury Dr Stockton, CA 95209 10536 Waterbury Dr Stockton, CA 95209 10536 Waterbury Dr Stockton, CA 95209 Website provided by Bill Joyce, Broker (916) 206-7282 Google