Charter~Home (916) 206-7282
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Better, more prepared buyers, get better buys

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If you want to get a better home for less money, then become a better buyer. A better buyer is someone who prepares for their home purchase, putting their finances in order and mastering their small slice of the real estate market. And by doing so, these homebuyers put themselves in the position of buying the very best home at the very lowest cost.

Better buying is like getting ready for the big dance or making sure you’re totally organized for that important job interview. Better buyers prepare for what is undoubtedly the biggest and most important purchase of their lives. They make their luck by preparing and being ready for opportunities that present themselves. Better buying is not about playing hard to get, broadcasting “we’re not in a hurry,” as if that might inspire eager sellers to chase them. Sellers are quick to dismiss (or take advantage of) the timid nansy pansy buyer.

First and foremost, better buyers put themselves in the position of being ready and willing to buy. That means learning how much you can afford, managing your credit picture and getting pre-approved for the best possible loan.

Better buyers also do their homework. They invest the time to explore what they really want and need and the value of this in the local marketplace. They drive neighborhoods and see plenty of homes and come to know for themselves if a home is overpriced…or bargain priced.

Finally, a better buyer decides when they’re ready to purchase and is prepared to be decisive about what they want and what they are willing to pay. The better buyer is prepared to buy because they’ve got all of their ducks in a row and are ready for a premium opportunity.

Better buyers:

* Know(or learn) what they want
* Know what they have to spend
* Prepare to act.
* Have the clout of a quality lender behind them.
* Possess the power to negotiate.
* Are engaged in the home buying process.
* Can trump other homebuyers who are not better buyers.

Becoming a better buyer doesn’t happen overnight, but with our help, it will happen quickly. Becoming a better buyer isn't hard or scary...it's empowering.

We’ll put you into the position of knowing a good buy when you find one, knowing your credit capability and being prepared to assert your buying power to get the best home at the best price.

At www.BetterHomeLessMoney.com, we can make you a better buyer. Contact us today and you’ll have the power to purchase a better home for less money.

By Bill Joyce, Broker (916) 206-7282 Google


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Articles and videos with information and answers to the most common (and sometimes uncommon) questions that home buyers have. We believe that education and preparation are the key to a successful and satisfying home purchase.


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New Home Listings in Sacramento

6921 Navarro Ct Citrus Heights, CA 95621

6921 Navarro Ct Citrus Heights, CA 95621

Beds:3 Baths:2 Sq Ft:1642
Live amongst the beautiful oak trees of Crosswoods. Rare single story condo with 3 bedrooms 2 baths located on a private cul-de-sac. Private rear deck... Listing broker: Lyon RE Folsom Details
$229,000
6921 Navarro Ct Citrus Heights, CA 95621

6921 Navarro Ct Citrus Heights, CA 95621

6921 Navarro Ct Citrus Heights, CA 95621

Website provided by Bill Joyce, Broker (916) 206-7282
Google

312 Ahart Ct Lincoln, CA 95648

312 Ahart Ct Lincoln, CA 95648

Beds:3 Baths:2 Sq Ft:1657
Come on Summer heat! Wonderful POOL and Spa on spacious culdesac lot. Aggregate concrete patios for BBQ's and entertaining. Inside laundry rom has cabinets... Listing broker: Better Homes Realty Details
$350,000
312 Ahart Ct Lincoln, CA 95648

312 Ahart Ct Lincoln, CA 95648

312 Ahart Ct Lincoln, CA 95648

Website provided by Bill Joyce, Broker (916) 206-7282
Google

3221 Gulf Island St West Sacramento, CA 95691

3221 Gulf Island St West Sacramento, CA 95691

No properties were found.
3221 Gulf Island St West Sacramento, CA 95691

3221 Gulf Island St West Sacramento, CA 95691

3221 Gulf Island St West Sacramento, CA 95691

Website provided by Bill Joyce, Broker (916) 206-7282
Google

942 Fermoy Way Galt, CA 95632

942 Fermoy Way Galt, CA 95632

Beds:4 Baths:3 Sq Ft:2670
BRAND NEW HOME UNDER CONSTRUCTION @ THE MEADOWS IN GALT. This is THE DAISY floor plan. It features 4 Bedrooms, including one on 1st Floor. Includes Granite... Listing broker: Traci Lill, Broker Details
$340,290
942 Fermoy Way Galt, CA 95632

942 Fermoy Way Galt, CA 95632

942 Fermoy Way Galt, CA 95632

Website provided by Bill Joyce, Broker (916) 206-7282
Google

2354 Donner Pass Ave Sacramento, CA 95835

2354 Donner Pass Ave Sacramento, CA 95835

No properties were found.
2354 Donner Pass Ave Sacramento, CA 95835

2354 Donner Pass Ave Sacramento, CA 95835

2354 Donner Pass Ave Sacramento, CA 95835

Website provided by Bill Joyce, Broker (916) 206-7282
Google

935 Brookfield Ave Lathrop, CA 95330

935 Brookfield Ave Lathrop, CA 95330

Beds:5 Baths:3 Sq Ft:2572
If space is what you need! Space is what you'll get! Home features open floor plan, Master bedroom with retreat, 1 bedroom & full bathroom downstairs,... Listing broker: Century 21 M & M and Assoc. Details
$320,900
935 Brookfield Ave Lathrop, CA 95330

935 Brookfield Ave Lathrop, CA 95330

935 Brookfield Ave Lathrop, CA 95330

Website provided by Bill Joyce, Broker (916) 206-7282
Google

1515 Pecos Cir Stockton, CA 95209

1515 Pecos Cir Stockton, CA 95209

Beds:4 Baths:2 Sq Ft:1823
This traditional sale is ready to go folks! Everything has been updated recently; roof, windows, air conditioner, kitchen, bathrooms, paint, carpet, etc.... Listing broker: Pristine Rlty & Investments Details
$235,000
1515 Pecos Cir Stockton, CA 95209

1515 Pecos Cir Stockton, CA 95209

1515 Pecos Cir Stockton, CA 95209

Website provided by Bill Joyce, Broker (916) 206-7282
Google

938 Fermoy Way Galt, CA 95632

938 Fermoy Way Galt, CA 95632

Beds:4 Baths:3 Sq Ft:2670
BRAND NEW HOME UNDER CONSTRUCTION @ THE MEADOWS IN GALT. This is THE DAISY floor plan. It features 4 Bedrooms, including one on 1st Floor. Includes Granite... Listing broker: Traci Lill, Broker Details
$341,290
938 Fermoy Way Galt, CA 95632

938 Fermoy Way Galt, CA 95632

938 Fermoy Way Galt, CA 95632

Website provided by Bill Joyce, Broker (916) 206-7282
Google

1212 Pecos Way Plumas Lake, CA 95961

1212 Pecos Way Plumas Lake, CA 95961

No properties were found.
1212 Pecos Way Plumas Lake, CA 95961

1212 Pecos Way Plumas Lake, CA 95961

1212 Pecos Way Plumas Lake, CA 95961

Website provided by Bill Joyce, Broker (916) 206-7282
Google

1340 Nancy Ct Yuba City, CA 95993

1340 Nancy Ct Yuba City, CA 95993

No properties were found.
1340 Nancy Ct Yuba City, CA 95993

1340 Nancy Ct Yuba City, CA 95993

1340 Nancy Ct Yuba City, CA 95993

Website provided by Bill Joyce, Broker (916) 206-7282
Google

Featured HomesXX

  • 2354 Donner Pass Ave Sacramento, CA 95835

    2354 Donner Pass Ave Sacramento, CA 95835 2354 Donner Pass Ave Sacramento, CA 95835 2354 Donner Pass Ave Sacramento, CA 95835 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 8138 Great House Way Antelope, CA 95843

    8138 Great House Way Antelope, CA 95843 8138 Great House Way Antelope, CA 95843 8138 Great House Way Antelope, CA 95843 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 5352 Gladstone Dr Stockton, CA 95219

    5352 Gladstone Dr Stockton, CA 95219 5352 Gladstone Dr Stockton, CA 95219 5352 Gladstone Dr Stockton, CA 95219 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 8844 Inisheer Way Sacramento, CA 95828

    8844 Inisheer Way Sacramento, CA 95828 8844 Inisheer Way Sacramento, CA 95828 8844 Inisheer Way Sacramento, CA 95828 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 8431 Buford Ct Antelope, CA 95843

    8431 Buford Ct Antelope, CA 95843 8431 Buford Ct Antelope, CA 95843 8431 Buford Ct Antelope, CA 95843 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 9608 Fetlock Way Elk Grove, CA 95624

    9608 Fetlock Way Elk Grove, CA 95624 9608 Fetlock Way Elk Grove, CA 95624 9608 Fetlock Way Elk Grove, CA 95624 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 4224 Sherlock Citrus Heights, CA 95610

    4224 Sherlock Citrus Heights, CA 95610 4224 Sherlock Citrus Heights, CA 95610 4224 Sherlock Citrus Heights, CA 95610 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 3401 Wemberely Dr Sacramento, CA 95864

    3401 Wemberely Dr Sacramento, CA 95864 3401 Wemberely Dr Sacramento, CA 95864 3401 Wemberely Dr Sacramento, CA 95864 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 280 Westland Rd Lincoln, CA 95648

    280 Westland Rd Lincoln, CA 95648 280 Westland Rd Lincoln, CA 95648 280 Westland Rd Lincoln, CA 95648 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 5660 24th St Sacramento, CA 95822

    5660 24th St Sacramento, CA 95822 5660 24th St Sacramento, CA 95822 5660 24th St Sacramento, CA 95822 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 5731 Jersey Dr Rocklin, CA 95765

    5731 Jersey Dr Rocklin, CA 95765 5731 Jersey Dr Rocklin, CA 95765 5731 Jersey Dr Rocklin, CA 95765 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 6925 SIERRA BONITA Way Sacramento, CA 95831

    6925 SIERRA BONITA Way Sacramento, CA 95831 6925 SIERRA BONITA Way Sacramento, CA 95831 6925 SIERRA BONITA Way Sacramento, CA 95831 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 4420 San Vito Dr Salida, CA 95368

    4420 San Vito Dr Salida, CA 95368 4420 San Vito Dr Salida, CA 95368 4420 San Vito Dr Salida, CA 95368 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 8501 King Rd Loomis, CA 95650

    8501 King Rd Loomis, CA 95650 8501 King Rd Loomis, CA 95650 8501 King Rd Loomis, CA 95650 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 2639 Ponderosa Dr Lodi, CA 95242

    2639 Ponderosa Dr Lodi, CA 95242 2639 Ponderosa Dr Lodi, CA 95242 2639 Ponderosa Dr Lodi, CA 95242 Website provided by Bill Joyce, Broker (916) 206-7282 Google