Charter~Home (916) 206-7282
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Better, more prepared buyers, get better buys

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If you want to get a better home for less money, then become a better buyer. A better buyer is someone who prepares for their home purchase, putting their finances in order and mastering their small slice of the real estate market. And by doing so, these homebuyers put themselves in the position of buying the very best home at the very lowest cost.

Better buying is like getting ready for the big dance or making sure you’re totally organized for that important job interview. Better buyers prepare for what is undoubtedly the biggest and most important purchase of their lives. They make their luck by preparing and being ready for opportunities that present themselves. Better buying is not about playing hard to get, broadcasting “we’re not in a hurry,” as if that might inspire eager sellers to chase them. Sellers are quick to dismiss (or take advantage of) the timid nansy pansy buyer.

First and foremost, better buyers put themselves in the position of being ready and willing to buy. That means learning how much you can afford, managing your credit picture and getting pre-approved for the best possible loan.

Better buyers also do their homework. They invest the time to explore what they really want and need and the value of this in the local marketplace. They drive neighborhoods and see plenty of homes and come to know for themselves if a home is overpriced…or bargain priced.

Finally, a better buyer decides when they’re ready to purchase and is prepared to be decisive about what they want and what they are willing to pay. The better buyer is prepared to buy because they’ve got all of their ducks in a row and are ready for a premium opportunity.

Better buyers:

* Know(or learn) what they want
* Know what they have to spend
* Prepare to act.
* Have the clout of a quality lender behind them.
* Possess the power to negotiate.
* Are engaged in the home buying process.
* Can trump other homebuyers who are not better buyers.

Becoming a better buyer doesn’t happen overnight, but with our help, it will happen quickly. Becoming a better buyer isn't hard or scary...it's empowering.

We’ll put you into the position of knowing a good buy when you find one, knowing your credit capability and being prepared to assert your buying power to get the best home at the best price.

At www.BetterHomeLessMoney.com, we can make you a better buyer. Contact us today and you’ll have the power to purchase a better home for less money.

By Bill Joyce, Broker (916) 206-7282 Google


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Articles and videos with information and answers to the most common (and sometimes uncommon) questions that home buyers have. We believe that education and preparation are the key to a successful and satisfying home purchase.


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New Home Listings in Sacramento

209 Pereira Ave Tracy, CA 95376

209 Pereira Ave Tracy, CA 95376

No properties were found.
209 Pereira Ave Tracy, CA 95376

209 Pereira Ave Tracy, CA 95376

209 Pereira Ave Tracy, CA 95376

Website provided by Bill Joyce, Broker (916) 206-7282
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1060 First Right Rd El Dorado, CA 95623

1060 First Right Rd El Dorado, CA 95623

Beds:3 Baths:3 Sq Ft:1888
Have you ever dreamed of owning a Christmas Tree Farm? Here is the opportunity of a lifetime. Prenderosa Christmas Tree Farm opened in 1987 sits on 5 lush... Listing broker: Re/Max Gold Fair Oaks Details
$449,500
1060 First Right Rd El Dorado, CA 95623

1060 First Right Rd El Dorado, CA 95623

1060 First Right Rd El Dorado, CA 95623

Website provided by Bill Joyce, Broker (916) 206-7282
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811 Swan Dr Manteca, CA 95337

811 Swan Dr Manteca, CA 95337

Beds:3 Baths:2 Sq Ft:2002
French Collection ~ Renoir ~ Semi Custom Home with many upgrades and extras. Remodeled Kitchen, bathrooms. Remodeled and Enlarged Family room. Upgraded... Listing broker: Realty World Millennium Details
$369,900
811 Swan Dr Manteca, CA 95337

811 Swan Dr Manteca, CA 95337

811 Swan Dr Manteca, CA 95337

Website provided by Bill Joyce, Broker (916) 206-7282
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4511 van dyce way Fair Oaks, CA 95628

4511 van dyce way Fair Oaks, CA 95628

Beds:4 Baths:3 Sq Ft:2125
IN THE HEART OF FAIR OAKS..PRVATE HUGE YARD WITH MANY OPTIONS...HOME HAS BEEN UPDATED THRU OUT....TUSCANY STYLED INTERIOR WITH LARGE FAMILY KITCHEN, FORMAL... Listing broker: JHV Realty Details
$599,000
4511 van dyce way Fair Oaks, CA 95628

4511 van dyce way Fair Oaks, CA 95628

4511 van dyce way Fair Oaks, CA 95628

Website provided by Bill Joyce, Broker (916) 206-7282
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2336 Cabrillo Cir Lodi, CA 95242

2336 Cabrillo Cir Lodi, CA 95242

No properties were found.
2336 Cabrillo Cir Lodi, CA 95242

2336 Cabrillo Cir Lodi, CA 95242

2336 Cabrillo Cir Lodi, CA 95242

Website provided by Bill Joyce, Broker (916) 206-7282
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1104 Humbug Way Auburn, CA 95603

1104 Humbug Way Auburn, CA 95603

Beds:3 Baths:3 Sq Ft:2528
Highly sought after Southridge neighborhood home. Beautifully updated with new travertine tile, carpet, window coverings, gas cooktop, dishwasher,light... Listing broker: Lake Point Real Estate Details
$489,999
1104 Humbug Way Auburn, CA 95603

1104 Humbug Way Auburn, CA 95603

1104 Humbug Way Auburn, CA 95603

Website provided by Bill Joyce, Broker (916) 206-7282
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4030 Clubview Ct Rocklin, CA 95765

4030 Clubview Ct Rocklin, CA 95765

Beds:4 Baths:3 Sq Ft:3696
Stately From The Curb Custom Home Views - Golfers Paradise - On The 16th Green - Airplane Landing Views - 3 Par - Cul De Sac - Whitney Oaks Gated Lifestyle... Listing broker: Coldwell Banker-Res R E Srv Details
$879,000
4030 Clubview Ct Rocklin, CA 95765

4030 Clubview Ct Rocklin, CA 95765

4030 Clubview Ct Rocklin, CA 95765

Website provided by Bill Joyce, Broker (916) 206-7282
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3031 Yarwood Way Sacramento, CA 95833

3031 Yarwood Way Sacramento, CA 95833

Beds:3 Baths:2 Sq Ft:1631
A great opportunity to build some equity with a little TLC! Nice three bedroom home with a spacious floor plan. Features include vaulted ceilings, big... Listing broker: Capital West Realty, Inc. Details
$189,000
3031 Yarwood Way Sacramento, CA 95833

3031 Yarwood Way Sacramento, CA 95833

3031 Yarwood Way Sacramento, CA 95833

Website provided by Bill Joyce, Broker (916) 206-7282
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1075 Caragh St Roseville, CA 95747

1075 Caragh St Roseville, CA 95747

No properties were found.
1075 Caragh St Roseville, CA 95747

1075 Caragh St Roseville, CA 95747

1075 Caragh St Roseville, CA 95747

Website provided by Bill Joyce, Broker (916) 206-7282
Google

1260 Marisol Dr Manteca, CA 95337

1260 Marisol Dr Manteca, CA 95337

No properties were found.
1260 Marisol Dr Manteca, CA 95337

1260 Marisol Dr Manteca, CA 95337

1260 Marisol Dr Manteca, CA 95337

Website provided by Bill Joyce, Broker (916) 206-7282
Google

Featured HomesXX

  • 7080 Fairplay Rd Somerset, CA 95684

    7080 Fairplay Rd Somerset, CA 95684 7080 Fairplay Rd Somerset, CA 95684 7080 Fairplay Rd Somerset, CA 95684 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 1108 Pendegast St Woodland, CA 95695

    1108 Pendegast St Woodland, CA 95695 1108 Pendegast St Woodland, CA 95695 1108 Pendegast St Woodland, CA 95695 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 1151 Paddington Cir Galt, CA 95632

    1151 Paddington Cir Galt, CA 95632 1151 Paddington Cir Galt, CA 95632 1151 Paddington Cir Galt, CA 95632 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 8902 Aksarben Dr Orangevale, CA 95662

    8902 Aksarben Dr Orangevale, CA 95662 8902 Aksarben Dr Orangevale, CA 95662 8902 Aksarben Dr Orangevale, CA 95662 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 4337 Garden Oak Ct Sacramento, CA 95841

    4337 Garden Oak Ct Sacramento, CA 95841 4337 Garden Oak Ct Sacramento, CA 95841 4337 Garden Oak Ct Sacramento, CA 95841 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 811 Swan Dr Manteca, CA 95337

    811 Swan Dr Manteca, CA 95337 811 Swan Dr Manteca, CA 95337 811 Swan Dr Manteca, CA 95337 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 9438 Bowmont Elk Grove, CA 95758

    9438 Bowmont Elk Grove, CA 95758 9438 Bowmont Elk Grove, CA 95758 9438 Bowmont Elk Grove, CA 95758 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 6025 Princeton Reach Way Granite Bay, CA 95746

    6025 Princeton Reach Way Granite Bay, CA 95746 6025 Princeton Reach Way Granite Bay, CA 95746 6025 Princeton Reach Way Granite Bay, CA 95746 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 579 Poker Flat Rd Copperopolis, CA 95228

    579 Poker Flat Rd Copperopolis, CA 95228 579 Poker Flat Rd Copperopolis, CA 95228 579 Poker Flat Rd Copperopolis, CA 95228 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 1440 Jackson Ct El Dorado Hills, CA 95762

    1440 Jackson Ct El Dorado Hills, CA 95762 1440 Jackson Ct El Dorado Hills, CA 95762 1440 Jackson Ct El Dorado Hills, CA 95762 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 8604 Winding Way Fair Oaks, CA 95628

    8604 Winding Way Fair Oaks, CA 95628 8604 Winding Way Fair Oaks, CA 95628 8604 Winding Way Fair Oaks, CA 95628 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 12795 Bonnie Brae Ave Waterford, CA 95386

    12795 Bonnie Brae Ave Waterford, CA 95386 12795 Bonnie Brae Ave Waterford, CA 95386 12795 Bonnie Brae Ave Waterford, CA 95386 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 2218 Swainsons Hawk St Stockton, CA 95209

    2218 Swainsons Hawk St Stockton, CA 95209 2218 Swainsons Hawk St Stockton, CA 95209 2218 Swainsons Hawk St Stockton, CA 95209 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 3229 Brookwood Sacramento, CA 95821

    3229 Brookwood Sacramento, CA 95821 3229 Brookwood Sacramento, CA 95821 3229 Brookwood Sacramento, CA 95821 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 5720 Eugenia Orangevale, CA 95662

    5720 Eugenia Orangevale, CA 95662 5720 Eugenia Orangevale, CA 95662 5720 Eugenia Orangevale, CA 95662 Website provided by Bill Joyce, Broker (916) 206-7282 Google