Charter~Home (916) 206-7282
DRE #01845595

Better, more prepared buyers, get better buys

Fill out my online form.




If you want to get a better home for less money, then become a better buyer. A better buyer is someone who prepares for their home purchase, putting their finances in order and mastering their small slice of the real estate market. And by doing so, these homebuyers put themselves in the position of buying the very best home at the very lowest cost.

Better buying is like getting ready for the big dance or making sure you’re totally organized for that important job interview. Better buyers prepare for what is undoubtedly the biggest and most important purchase of their lives. They make their luck by preparing and being ready for opportunities that present themselves. Better buying is not about playing hard to get, broadcasting “we’re not in a hurry,” as if that might inspire eager sellers to chase them. Sellers are quick to dismiss (or take advantage of) the timid nansy pansy buyer.

First and foremost, better buyers put themselves in the position of being ready and willing to buy. That means learning how much you can afford, managing your credit picture and getting pre-approved for the best possible loan.

Better buyers also do their homework. They invest the time to explore what they really want and need and the value of this in the local marketplace. They drive neighborhoods and see plenty of homes and come to know for themselves if a home is overpriced…or bargain priced.

Finally, a better buyer decides when they’re ready to purchase and is prepared to be decisive about what they want and what they are willing to pay. The better buyer is prepared to buy because they’ve got all of their ducks in a row and are ready for a premium opportunity.

Better buyers:

* Know(or learn) what they want
* Know what they have to spend
* Prepare to act.
* Have the clout of a quality lender behind them.
* Possess the power to negotiate.
* Are engaged in the home buying process.
* Can trump other homebuyers who are not better buyers.

Becoming a better buyer doesn’t happen overnight, but with our help, it will happen quickly. Becoming a better buyer isn't hard or scary...it's empowering.

We’ll put you into the position of knowing a good buy when you find one, knowing your credit capability and being prepared to assert your buying power to get the best home at the best price.

At www.BetterHomeLessMoney.com, we can make you a better buyer. Contact us today and you’ll have the power to purchase a better home for less money.

By Bill Joyce, Broker (916) 206-7282 Google


Homeowner Advocacy

Address Search

Audio & Video Library

Articles and videos with information and answers to the most common (and sometimes uncommon) questions that home buyers have. We believe that education and preparation are the key to a successful and satisfying home purchase.


Address Search

Our Online Ezine

Address Search

New Home Listings in Sacramento

3251 Green Springs Way Roseville, CA 95747

3251 Green Springs Way Roseville, CA 95747

Beds:3 Baths:2 Sq Ft:2116
Diamond Creek gem! Open Sat/Sun 7/26 7/27 1-4PM. Pride of ownership in this turn key home and neighborhood. Easy walk to Elem school and nearby park. Approx.... Listing broker: All About Realty, Inc. Details
$429,900
3251 Green Springs Way Roseville, CA 95747

3251 Green Springs Way Roseville, CA 95747

3251 Green Springs Way Roseville, CA 95747

Website provided by Bill Joyce, Broker (916) 206-7282
Google

2540 Catalina Dr Sacramento, CA 95821

2540 Catalina Dr Sacramento, CA 95821

Beds:3 Baths:2 Sq Ft:1557
You can see the love and care in this desirable Del Paso Manor home. From an immaculate interior featuring hardwood floors,custom closets,large bedrooms... Listing broker: Reid & Price Properties Details
$329,000
2540 Catalina Dr Sacramento, CA 95821

2540 Catalina Dr Sacramento, CA 95821

2540 Catalina Dr Sacramento, CA 95821

Website provided by Bill Joyce, Broker (916) 206-7282
Google

8365 Quail Oaks Dr Granite Bay, CA 95746

8365 Quail Oaks Dr Granite Bay, CA 95746

No properties were found.
8365 Quail Oaks Dr Granite Bay, CA 95746

8365 Quail Oaks Dr Granite Bay, CA 95746

8365 Quail Oaks Dr Granite Bay, CA 95746

Website provided by Bill Joyce, Broker (916) 206-7282
Google

8248 Tail Race Dr Roseville, CA 95747

8248 Tail Race Dr Roseville, CA 95747

Beds:4 Baths:3 Sq Ft:3098
Gorgeous 4 bedroom single story with additional den which could be a 5th bedroom. This home is an absolute dream at over 3000 square feet on one level.... Listing broker: Keller Williams Realty Details
$515,000
8248 Tail Race Dr Roseville, CA 95747

8248 Tail Race Dr Roseville, CA 95747

8248 Tail Race Dr Roseville, CA 95747

Website provided by Bill Joyce, Broker (916) 206-7282
Google

3031 Soda Springs Rd Soda Springs, CA 95728

3031 Soda Springs Rd Soda Springs, CA 95728

Beds:3 Baths:2 Sq Ft:2354
Great condition for serene lakes, Royal Gorge and lots of hiking. Fully remodeled house with downstairs in law quarters or possible season rental apartment.... Listing broker: Coldwell Banker-Res R E Srv Details
$549,000
3031 Soda Springs Rd Soda Springs, CA 95728

3031 Soda Springs Rd Soda Springs, CA 95728

3031 Soda Springs Rd Soda Springs, CA 95728

Website provided by Bill Joyce, Broker (916) 206-7282
Google

707 HARDING PLACE Wheatland, CA 95692

707 HARDING PLACE Wheatland, CA 95692

No properties were found.
707 HARDING PLACE Wheatland, CA 95692

707 HARDING PLACE Wheatland, CA 95692

707 HARDING PLACE Wheatland, CA 95692

Website provided by Bill Joyce, Broker (916) 206-7282
Google

140 Walnut Ave Manteca, CA 95337

140 Walnut Ave Manteca, CA 95337

Beds:3 Baths:2 Sq Ft:1409
1st time home-buyers check out this very nice single story 3 bedroom 2 bath home in a older neighborhood of Manteca. Lots of parking space, fenced in yard.... Listing broker: Altera Real Estate Details
$238,900
140 Walnut Ave Manteca, CA 95337

140 Walnut Ave Manteca, CA 95337

140 Walnut Ave Manteca, CA 95337

Website provided by Bill Joyce, Broker (916) 206-7282
Google

24 Caswell Ct Sacramento, CA 95838

24 Caswell Ct Sacramento, CA 95838

Beds:4 Baths:2 Sq Ft:2212
EXCELLENT 4 BEDROOM, 2.5 BATH HOME IN A QUIET CUL-DE-SAC. CLOSE TO SCHOOLS, FREEWAYS, TRANSPORTATION. NICE PATIO IN THE BACKYARD. BRICKS IN THE BACKYARD... Listing broker: Elite Realty Services Details
$269,900
24 Caswell Ct Sacramento, CA 95838

24 Caswell Ct Sacramento, CA 95838

24 Caswell Ct Sacramento, CA 95838

Website provided by Bill Joyce, Broker (916) 206-7282
Google

36 Meridian Ct Roseville, CA 95678

36 Meridian Ct Roseville, CA 95678

Beds:4 Baths:3 Sq Ft:3190
This 4 bedroom and 3 bath home has a downstairs room that can be used as an office or a 5th bedroom. Upstairs there is a large game room/theater room,... Listing broker: Keller Williams Realty Details
$469,900
36 Meridian Ct Roseville, CA 95678

36 Meridian Ct Roseville, CA 95678

36 Meridian Ct Roseville, CA 95678

Website provided by Bill Joyce, Broker (916) 206-7282
Google

91 Marilyn Cir Sacramento, CA 95838

91 Marilyn Cir Sacramento, CA 95838

No properties were found.
91 Marilyn Cir Sacramento, CA 95838

91 Marilyn Cir Sacramento, CA 95838

91 Marilyn Cir Sacramento, CA 95838

Website provided by Bill Joyce, Broker (916) 206-7282
Google

Featured HomesXX

  • 9110 FOUR SEASONS Dr Elk Grove, CA 95624

    9110 FOUR SEASONS Dr Elk Grove, CA 95624 9110 FOUR SEASONS Dr Elk Grove, CA 95624 9110 FOUR SEASONS Dr Elk Grove, CA 95624 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 7905 Mariposa Ave Citrus Heights, CA 95610

    7905 Mariposa Ave Citrus Heights, CA 95610 7905 Mariposa Ave Citrus Heights, CA 95610 7905 Mariposa Ave Citrus Heights, CA 95610 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 375 Wyndgate Rd Sacramento, CA 95864

    375 Wyndgate Rd Sacramento, CA 95864 375 Wyndgate Rd Sacramento, CA 95864 375 Wyndgate Rd Sacramento, CA 95864 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 104 Wrentham St Folsom, CA 95630

    104 Wrentham St Folsom, CA 95630 104 Wrentham St Folsom, CA 95630 104 Wrentham St Folsom, CA 95630 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 4150 Enclave Dr Turlock, CA 95382

    4150 Enclave Dr Turlock, CA 95382 4150 Enclave Dr Turlock, CA 95382 4150 Enclave Dr Turlock, CA 95382 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 8105 Genex Way Elk Grove, CA 95757

    8105 Genex Way Elk Grove, CA 95757 8105 Genex Way Elk Grove, CA 95757 8105 Genex Way Elk Grove, CA 95757 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 772 Sage Dr Vacaville, CA 95687

    772 Sage Dr Vacaville, CA 95687 772 Sage Dr Vacaville, CA 95687 772 Sage Dr Vacaville, CA 95687 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 1720 Monarch Ln Davis, CA 95618

    1720 Monarch Ln Davis, CA 95618 1720 Monarch Ln Davis, CA 95618 1720 Monarch Ln Davis, CA 95618 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 1472 William Moss Blvd Stockton, CA 95206

    1472 William Moss Blvd Stockton, CA 95206 1472 William Moss Blvd Stockton, CA 95206 1472 William Moss Blvd Stockton, CA 95206 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 5641 Grand View Ct Rocklin, CA 95767

    5641 Grand View Ct Rocklin, CA 95767 5641 Grand View Ct Rocklin, CA 95767 5641 Grand View Ct Rocklin, CA 95767 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 2420 Yosemite Escalon, CA 95320

    2420 Yosemite Escalon, CA 95320 2420 Yosemite Escalon, CA 95320 2420 Yosemite Escalon, CA 95320 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 1640 Iroquois Rd Rocklin, CA 95765

    1640 Iroquois Rd Rocklin, CA 95765 1640 Iroquois Rd Rocklin, CA 95765 1640 Iroquois Rd Rocklin, CA 95765 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 3525 Squaw Rd West Sacramento, CA 95691

    3525 Squaw Rd West Sacramento, CA 95691 3525 Squaw Rd West Sacramento, CA 95691 3525 Squaw Rd West Sacramento, CA 95691 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 1011 Persifer St Folsom, CA 95630

    1011 Persifer St Folsom, CA 95630 1011 Persifer St Folsom, CA 95630 1011 Persifer St Folsom, CA 95630 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 29135 Lone Tree Rd Oakdale, CA 95361

    29135 Lone Tree Rd Oakdale, CA 95361 29135 Lone Tree Rd Oakdale, CA 95361 29135 Lone Tree Rd Oakdale, CA 95361 Website provided by Bill Joyce, Broker (916) 206-7282 Google