Charter~Home (916) 206-7282
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Better, more prepared buyers, get better buys

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If you want to get a better home for less money, then become a better buyer. A better buyer is someone who prepares for their home purchase, putting their finances in order and mastering their small slice of the real estate market. And by doing so, these homebuyers put themselves in the position of buying the very best home at the very lowest cost.

Better buying is like getting ready for the big dance or making sure you’re totally organized for that important job interview. Better buyers prepare for what is undoubtedly the biggest and most important purchase of their lives. They make their luck by preparing and being ready for opportunities that present themselves. Better buying is not about playing hard to get, broadcasting “we’re not in a hurry,” as if that might inspire eager sellers to chase them. Sellers are quick to dismiss (or take advantage of) the timid nansy pansy buyer.

First and foremost, better buyers put themselves in the position of being ready and willing to buy. That means learning how much you can afford, managing your credit picture and getting pre-approved for the best possible loan.

Better buyers also do their homework. They invest the time to explore what they really want and need and the value of this in the local marketplace. They drive neighborhoods and see plenty of homes and come to know for themselves if a home is overpriced…or bargain priced.

Finally, a better buyer decides when they’re ready to purchase and is prepared to be decisive about what they want and what they are willing to pay. The better buyer is prepared to buy because they’ve got all of their ducks in a row and are ready for a premium opportunity.

Better buyers:

* Know(or learn) what they want
* Know what they have to spend
* Prepare to act.
* Have the clout of a quality lender behind them.
* Possess the power to negotiate.
* Are engaged in the home buying process.
* Can trump other homebuyers who are not better buyers.

Becoming a better buyer doesn’t happen overnight, but with our help, it will happen quickly. Becoming a better buyer isn't hard or scary...it's empowering.

We’ll put you into the position of knowing a good buy when you find one, knowing your credit capability and being prepared to assert your buying power to get the best home at the best price.

At www.BetterHomeLessMoney.com, we can make you a better buyer. Contact us today and you’ll have the power to purchase a better home for less money.

By Bill Joyce, Broker (916) 206-7282 Google


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Articles and videos with information and answers to the most common (and sometimes uncommon) questions that home buyers have. We believe that education and preparation are the key to a successful and satisfying home purchase.


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New Home Listings in Sacramento

2013 Bearden St Davis, CA 95618

2013 Bearden St Davis, CA 95618

Beds:4 Baths:2 Sq Ft:1985
... Listing broker: Coldwell Banker Doug Arnold Details
$600,000
2013 Bearden St Davis, CA 95618

2013 Bearden St Davis, CA 95618

2013 Bearden St Davis, CA 95618

Website provided by Bill Joyce, Broker (916) 206-7282
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1324 Horizon Ln Patterson, CA 95363

1324 Horizon Ln Patterson, CA 95363

Beds:4 Baths:3 Sq Ft:3343
Beautiful home, clean and ready to go! Located in the much desired gated community of the rapidly growing city of Patterson. Spacious kitchen with pantry... Listing broker: Century 21 M & M and Assoc. Details
$329,950
1324 Horizon Ln Patterson, CA 95363

1324 Horizon Ln Patterson, CA 95363

1324 Horizon Ln Patterson, CA 95363

Website provided by Bill Joyce, Broker (916) 206-7282
Google

1635 Folsom Downs Cir Dixon, CA 95620

1635 Folsom Downs Cir Dixon, CA 95620

No properties were found.
1635 Folsom Downs Cir Dixon, CA 95620

1635 Folsom Downs Cir Dixon, CA 95620

1635 Folsom Downs Cir Dixon, CA 95620

Website provided by Bill Joyce, Broker (916) 206-7282
Google

871 Kelli Dr Yuba City, CA 95991

871 Kelli Dr Yuba City, CA 95991

No properties were found.
871 Kelli Dr Yuba City, CA 95991

871 Kelli Dr Yuba City, CA 95991

871 Kelli Dr Yuba City, CA 95991

Website provided by Bill Joyce, Broker (916) 206-7282
Google

2671 Bell Street Sacramento, CA 95821

2671 Bell Street Sacramento, CA 95821

Beds:3 Baths:2 Sq Ft:1551
Newly renovated home, great floor plan, granite counter tops, laminate flooring, stainless steel appliances, on a huge lot, located in the heart of Arden... Listing broker: Keller Williams Realty Elk Grove Details
$259,000
2671 Bell Street Sacramento, CA 95821

2671 Bell Street Sacramento, CA 95821

2671 Bell Street Sacramento, CA 95821

Website provided by Bill Joyce, Broker (916) 206-7282
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1024 Bear Pl Tracy, CA 95376

1024 Bear Pl Tracy, CA 95376

Beds:4 Baths:2 Sq Ft:3286
(MOTIVATED SELLER) Beautiful home with many upgrades. This home boast over 3200 square feet with 4 spacious bedrooms and 3 bathrooms. Hardwood floors throughout... Listing broker: Myers Real Estate Details
$469,950
1024 Bear Pl Tracy, CA 95376

1024 Bear Pl Tracy, CA 95376

1024 Bear Pl Tracy, CA 95376

Website provided by Bill Joyce, Broker (916) 206-7282
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15380 Murieta South Pkwy Rancho Murieta, CA 95683

15380 Murieta South Pkwy Rancho Murieta, CA 95683

No properties were found.
15380 Murieta South Pkwy Rancho Murieta, CA 95683

15380 Murieta South Pkwy Rancho Murieta, CA 95683

15380 Murieta South Pkwy Rancho Murieta, CA 95683

Website provided by Bill Joyce, Broker (916) 206-7282
Google

241 Candela Cir Sacramento, CA 95835

241 Candela Cir Sacramento, CA 95835

No properties were found.
241 Candela Cir Sacramento, CA 95835

241 Candela Cir Sacramento, CA 95835

241 Candela Cir Sacramento, CA 95835

Website provided by Bill Joyce, Broker (916) 206-7282
Google

1726 Bella Casa Drive Woodland, CA 95695

1726 Bella Casa Drive Woodland, CA 95695

Beds:3 Baths:2 Sq Ft:1502
Fantastic Neighborhood! Your new home is nestled on a quiet tree lined street in the coveted Zamora Elementary School boundaries. The partially covered... Listing broker: Brent E. Conley Details
$319,000
1726 Bella Casa Drive Woodland, CA 95695

1726 Bella Casa Drive Woodland, CA 95695

1726 Bella Casa Drive Woodland, CA 95695

Website provided by Bill Joyce, Broker (916) 206-7282
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11110 Montana Dr Auburn, CA 95603

11110 Montana Dr Auburn, CA 95603

Beds:3 Baths:2 Sq Ft:2100
Beautiful Single Story, Low Maintenance Warmington Home in Auburn. Great commuter location and near town. Sellers are original owners, beautifully maintained.... Listing broker: RE/MAX Gold Details
$439,000
11110 Montana Dr Auburn, CA 95603

11110 Montana Dr Auburn, CA 95603

11110 Montana Dr Auburn, CA 95603

Website provided by Bill Joyce, Broker (916) 206-7282
Google

Featured HomesXX

  • 1739 Portola Ct Davis, CA 95616

    1739 Portola Ct Davis, CA 95616 1739 Portola Ct Davis, CA 95616 1739 Portola Ct Davis, CA 95616 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 4112 Rose Parade Modesto, CA 95357

    4112 Rose Parade Modesto, CA 95357 4112 Rose Parade Modesto, CA 95357 4112 Rose Parade Modesto, CA 95357 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 1960 Sagewood Dr Atwater, CA 95301

    1960 Sagewood Dr Atwater, CA 95301 1960 Sagewood Dr Atwater, CA 95301 1960 Sagewood Dr Atwater, CA 95301 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 5790 Amnest Way Sacramento, CA 95835

    5790 Amnest Way Sacramento, CA 95835 5790 Amnest Way Sacramento, CA 95835 5790 Amnest Way Sacramento, CA 95835 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 6612 Log Cabin Ln Placerville, CA 95667

    6612 Log Cabin Ln Placerville, CA 95667 6612 Log Cabin Ln Placerville, CA 95667 6612 Log Cabin Ln Placerville, CA 95667 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 214 Anderson Winters, CA 95694

    214 Anderson Winters, CA 95694 214 Anderson Winters, CA 95694 214 Anderson Winters, CA 95694 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 1049 Madison Ave Los Banos, CA 93635

    1049 Madison Ave Los Banos, CA 93635 1049 Madison Ave Los Banos, CA 93635 1049 Madison Ave Los Banos, CA 93635 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 115 Arcade Blvd Sacramento, CA 95815

    115 Arcade Blvd Sacramento, CA 95815 115 Arcade Blvd Sacramento, CA 95815 115 Arcade Blvd Sacramento, CA 95815 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 356 Urona Ct Los Banos, CA 93635

    356 Urona Ct Los Banos, CA 93635 356 Urona Ct Los Banos, CA 93635 356 Urona Ct Los Banos, CA 93635 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 4341 Legacy Ct Stockton, CA 95219

    4341 Legacy Ct Stockton, CA 95219 4341 Legacy Ct Stockton, CA 95219 4341 Legacy Ct Stockton, CA 95219 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 2408 Van Winkle Modesto, CA 95356

    2408 Van Winkle Modesto, CA 95356 2408 Van Winkle Modesto, CA 95356 2408 Van Winkle Modesto, CA 95356 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 1030 Hoitt Ave Lincoln, CA 95648

    1030 Hoitt Ave Lincoln, CA 95648 1030 Hoitt Ave Lincoln, CA 95648 1030 Hoitt Ave Lincoln, CA 95648 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 3817 Plymouth Dr North Highlands, CA 95660

    3817 Plymouth Dr North Highlands, CA 95660 3817 Plymouth Dr North Highlands, CA 95660 3817 Plymouth Dr North Highlands, CA 95660 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 7412 Del Cielo Way Modesto, CA 95356

    7412 Del Cielo Way Modesto, CA 95356 7412 Del Cielo Way Modesto, CA 95356 7412 Del Cielo Way Modesto, CA 95356 Website provided by Bill Joyce, Broker (916) 206-7282 Google

  • 9358 Binning Ct Orangevale, CA 95662

    9358 Binning Ct Orangevale, CA 95662 9358 Binning Ct Orangevale, CA 95662 9358 Binning Ct Orangevale, CA 95662 Website provided by Bill Joyce, Broker (916) 206-7282 Google